Macro Snapshot
Unemployment (U-3)
4.3%
as of 2026-M08
CPI Index
334.131
as of 2026-M08
Nonfarm Payrolls
159,075K
as of 2026-M08
Fed Balance Sheet
$7B
as of 2026-09-09
HY OAS Spread
2.71%
as of 2026-09-14
2s10s Spread
+0.32%
positive
Fed Watch — Implied Effective Rate Curve (30-Day Fed Funds, ZQ)
Effective rate 3.63% (as of 2026-09-14) → 4.495% by Jun-27.
| Month | ZQ Price | Implied Eff Rate | Δ bp |
|---|---|---|---|
| Sep-26 | 96.2625 | 3.737% | +10.7 bp |
| Oct-26 | 96.125 | 3.875% | +13.8 bp |
| Dec-26 | 95.9 | 4.1% | +22.5 bp |
| Jan-27 | 95.845 | 4.155% | +5.5 bp |
| Feb-27 | 95.77 | 4.23% | +7.5 bp |
| Mar-27 | 95.7 | 4.3% | +7.0 bp |
| Apr-27 | 95.625 | 4.375% | +7.5 bp |
| May-27 | 95.56 | 4.44% | +6.5 bp |
| Jun-27 | 95.505 | 4.495% | +5.5 bp |
Treasury Yields (LIVE)
| Treasury | Yield % | Day Δ |
|---|---|---|
| 13W T-Bill | 3.96 | +2.5 bp |
| 5Y Treasury | n/a | |
| 10Y Treasury | 5.00 | +3.5 bp |
| 30Y Treasury | 5.36 | +3.5 bp |
| 20Y Treasury | n/a |
Bonds & Risk (LIVE)
| Fund / ETF | Price | Day Δ |
|---|---|---|
| SHY · 1-3Y | 81.31 | -0.04% |
| IEF · 7-10Y | 90.82 | -0.12% |
| TLT · 20Y+ | 80.71 | -0.27% |
| LQD · Inv Grade | 104.28 | -0.02% |
| HYG · High Yield | 78.38 | -0.19% |
| JNK · Junk | 94.30 | -0.20% |
| SPY · S&P 500 | 757.39 | -0.46% |
| QQQ · Nasdaq | 704.54 | -0.65% |
| GLD · Gold | 394.15 | +0.33% |
| USO · Oil | 161.86 | +3.32% |
🏠 Real Estate Watch
Active listings under $400,000 · 2026-09-15 · source: Zillow public listings · updated daily by cron
Mexico Beach / Port St. Joe, FL (32456) 26 active
Mexico Beach (PO Box), FL (32410) 16 active
Moseley, VA (Richmond) (23120) 3 active
| Price | Beds/Baths | Size | Address |
|---|---|---|---|
| $324,950 | 3bd · 2ba | 1588 | 2101 Moseley Rd, Moseley VA, 23120 |
| $345,950 | 3bd · 2ba | 1216 | 5411 Otterdale Rd, Moseley VA, 23120 |
| $389,950 | 3bd · 3ba | 1788 | Braxton Plan, Mount Hermon Townhomes, Moseley VA, 23120 |
Manteo, NC (Outer Banks) (27954) 15 active
| Price | Beds/Baths | Size | Address |
|---|---|---|---|
| $34,900 | Lot / Land for sale | 0 Docks, Manteo NC, 27954 | |
| $98,300 | Lot / Land for sale | 97 Yacht Club Ct #97, Manteo NC, 27954 | |
| $99,500 | Lot / Land for sale | 0 Docks Slip #76, Manteo NC, 27954 | |
| $108,000 | Lot / Land for sale | 128 Yacht Club Ct #128, Manteo NC, 27954 | |
| $120,900 | Lot / Land for sale | 0 Shady Pines Ln Lot 30, Manteo NC, 27954 | |
| $120,900 | Lot / Land for sale | 0 Shady Pines Ln Lot 31, Manteo NC, 27954 | |
| $149,999 | Lot / Land for sale | 15 Yacht Club Ct #15, Manteo NC, 27954 | |
| $165,000 | Lot / Land for sale | 12 Yacht Club Ct #12, Manteo NC, 27954 | |
| $215,000 | 3bd · 2ba | 840 | 833 Lindbergh Berry Rd, Manteo NC, 27954 |
| $249,900 | Lot / Land for sale | 1144 Burnside Rd Lot E6-2, Manteo NC, 27954 | |
| $263,000 | 2bd · 3ba | 1296 | 9 Croatan Court, Manteo NC, 27954 |
| $279,000 | Lot / Land for sale | 330 Fernando Street, Manteo NC, 27954 | |
| $285,000 | 3bd · 2ba | 800 | 1051 Driftwood Dr, Manteo NC, 27954 |
| $299,000 | 2bd · 2ba | 1168 | 5 Croatan Ct, Manteo NC, 27954 |
| $369,000 | 2bd · 2ba | 924 | 152 Airport Rd Lot 15, Manteo NC, 27954 |